Humberto Cruz Saving money can be simple even fun The Journal News

Not surprisingly percent said credit cards make it difficult to save and percent reported having large consumer debt. Georgina and I never had those problems. No impulse spending for us when every penny went for basic necessities. Also set up automatic transfers from your checking account into a savings or investment account. In the survey knowledge of interest compounding beat all other choices for incentives to saving. In reality it would take years to accumulate the . But it hardly matters. After I noticed the mistake this and related questions with the correct numbers were asked of a similar group. The point We want to get that message out to more Americans. Small amounts of savings can add significantly over time said Kathryn Black senior vice president for Wachovia. Looking over our portfolio I know that s true. Refer to the Terms of Service .

Source: http://www.lohud.com/apps/pbcs.dll/article?AID=/20080106/BUSINESS01/801060308


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and a happy New Year

and a happy New Year Man oh man. I ll tell you what the holidays are always an adventure of one kind or another. I had the elephantburger. We each had an Anchor and a Bass and some quality conversation. But if they already had stuff like that he didn t let on. Ernie E brews his own beer he s been really into it over the last year. I don t know how he even finds the time. screw it it s for jogging. I don t get it. Prairie Dawn Nicest dresser I know. There s more but I don t want to spend any more time on that. I have to touch on the Christmas dinner experience before I go. It s just how we like it. This year A little different. My uncle Dave got kicked out of his house on Christmas Eve . Why His wife walked in on him banging his secretary. Again on Christmas Eve . So not only is he staying at my mom s already too small place he is hammered . He s not listening. And really it may be the best thing for him. By pm he was so messed up he wet himself. ! This was right when we sat down at the table to eat. I mean seriously this kid is probably damaged for life. He whacks his head flat on the porch floor. He didn t exactly lose consciousness but it did seem that the process of passing out was accelerated. I keep meaning to call and find out what s going on with Dave s family. You can feed this entry. You can leave a response or trackback from your own site.

Source: http://tellythetruth.com/blog/2008/01/06/6/


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Georgia Nicols horoscopes for Jan 5 CHICAGO SUNTIMES Horoscopes

The moon is in Sagittarius. ARIES March April Travel plans might be interrupted today. In fact all sorts of plans will be delayed or changed. Meanwhile you re rather obsessed about some unusual subjects. It s a bizarre day. Just cope as best you can. TAURUS April May Be very aware of the property of others for which you might be responsible. Unpredictable events could cause damage or loss that is unanticipated. However these same surprising events might bring goodies to you. It s hard to say which way it will go. GEMINI May June Things can go sideways very easily today. People feel independent and rebellious. Unexpected situations and events might put you on edge. Don t jump to conclusions. Don t try to boss people around. People feel very uppity today. Oh yeah Just watch me. This is an accident prone day for children. Specifically children of Leo parents or children under the care of Leo people. Romantic relationships might be in the toilet today! . Something unexpected puts your nose out of joint. Take precautions to avoid minor accidents at home as well as household breakages. We re out of coffee LIBRA Sept. This is definitely an accident prone day for your sign. Take extra precautions walking driving jogging and doing anything. In part you re impatient. But there s more. Actual events around you could suddenly create accident prone situations. Keep track of your possessions and your money today. You might find money. You might lose money. Ditto for something you own. If you re casual about something you could regret it later. Stay on top of your scene. You have a strong craving for excitement today. You re chasing fire engines. You feel so rebellious if anybody tells you what to do you ll do exactly the opposite. It s as if you re possessed And indeed you are. Possessed with perversity Somebody s gotta do it. You definitely feel restless today. Something is disturbing your peace of mind. Fort! unately this is a very fleeting influence. Why not have a long nap AQUARIUS Jan. You might meet someone new who is rather unusual or bizarre. Or you could meet an old friend who is acting unusual and bizarre. People are definitely unpredictable today. Prepare yourself for a few surprises. March This is a poor day to relate to authority figures. You re just not going to toe the line. You refuse to be coerced or dictated to. On the other hand if you re the boss you might be tyrannical today. Try to keep the peace. Don t be rebellious just for the sake of being rebellious. You might regret it later. You re a charming conversationalist. People enjoy your company. However privately you are serious and highly resourceful You will bounce back from every adversity. You also know how to bring out the best in others. People enjoy being around you. You are always optimistic. In the year ahead you will learn something valuable and useful to you. com Centerstage Partner NBC .

Source: http://www.suntimes.com/lifestyles/horoscopes/! 720146,CST-NWS-georgia105.article


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High Drama in As the Smoking Ban Turns

Every bar and restaraunt owner knew this was coming. The key phrase being most illinois voters . However it has been over a year in planning and we are acting as if the sky is falling. And here is a fun fact for all you bar owners. People will not give up drinking because of a lousy ciggarette. It s the drinking that got them hooked on smoking in the first place. Be done with it already it passed it s a law it s now reality. Kick things off by filling out the form below. In Insanity Video sctobrien says Hm.

Source: http://scottjanz.com/blog/2008/01/04/high-drama-in-as-the-smoking-ban-turns/


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NYC infant fatally bitten by family dog AP via Yahoo News

No one had been charged in the boy s death as of Thursday evening. The Doberman pinscher was tranquilized and taken to an animal care center. They said it was too soon to determine what would happen to the dog. Neighbors said the dog was docile and friendly and would allow them to pet it. They said they felt sorry for the boy s grandmother. I m sure that the guilt must be overwhelming neighbor Eugene Coco said. Sometimes the guilt is more than the actual pain. For her to probably feel responsible she s gonna need a lot of love. News Flurries in Fla. Texas man freed after years in prison AP Flurries in Fla. Compare up to free quotes. com Refinance for Only Month Mortgage for only month. Save s No obligation.

Source: http://news.yahoo.com/s/ap/20080104/ap_on_re_us/dog_mauls_baby_3


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Promoting Poker As An Educational Tool

Their idea is a good one. You could become a better negotiator or real estate agent because poker can teach you how to read people. People such as Nesson also think poker should be used as an educational tool for middle schoolers learning math. Would using poker as an educational tool for middle school kids encourage them to gamble Perhaps. If you understand odds you will see how stupid games like the lottery and slots are. Hence the more you know about the game of poker the less likely you will lose control to it.

Source: http://www.pokermoments.com/education/promoting-poker-as-an-educational-tool/


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